by Sebastian Schich | Mar 27, 2026 | Anchor assets, Crypto assets, fiat currencies, Fintech, Global digital anchor, Global digital anchor, Stablecoins
Stablecoin market growth and the US dollar The stablecoin market has grown from USD 5 billion in 2020 to over USD 300 billion in early 2026; it might reach between USD 1 to 3 trillion by 2030, according to Federal Reserve staff. USD‑pegged stablecoins —crypto assets...
by Sebastian Schich | Jun 21, 2023 | bank "specialness", financial safety net, financial sector guarantee, Fintech, why are banks special, why banks are special
Will fintech make banks less “special”? The short answer is no. Banks manage two sets of cash flows – deposits and loans – and provide two key services – liquidity provision and maturity transformation. Banks provide these services in bundled form. As a result of...
